If the 10,000 number is right, it would be very pertinent information!

Can you provide a source for this figure?

And by the way, I’m not denying that the Holocaust took place or anything of the sort. Don’t be so ridiculous.

Did the Jews not really go through a holocause?

Did the National Socialist party of Germany really not burn books and round up Jewish people and put them to death?

Are you really that Red?

Yes. 14 months later (in March of 2003) is called a RUSH to war. Did you say that about Yugoslavia’s much shorter than 14 month RUSH to war? One lie after another with you. And no personal responsibility for your words afterwards…(yep. I’m on that drumbeat these past two days)

Well considering that planning for the invasion was started in 2001 and the US invaded several months later, I’d say that was a “rush” — after all, it does take some time to mobilize and deploy all of the military equipment and troops in the area required to undertake the invasion. Bush used this time to defuse objections from the international community and pretend to co-operate with the U.N.

…I’d have bombed Saddam and invaded a year earlier.
Clinton tactically bombed Saddam (Operation “Firefox”) and that wasn’t terribly effective now was it?

Then, I’d have gone after Saddam’s supporters here.
Do you honestly believe that anyone who thinks the war was a misadventure is perforce a “supporter” of Saddam Hussein? That’s just ridiculous.

http://www.slate.com/id/2087768/

Better than spinning fairy tales…

I told you what I think of the responsibility arguments, and I told you that there are other arguments that convince me. I addressed your question.

“You just want people to be able to stiff their creditors anytime they don’t feel like they have to pay back what they borrow.”

That’s not how bankruptcy works. They look at your ability to pay, not how you ‘feel’ about paying.

“Also, many lawsuits have been filed by poverty advocates demanding that lenders lend to people in minority communities when they aren’t creditworthy even under your definitions.”

They’re asking that no proxies for race be used in the creditworthyness determination. Which is different than what you claim.

Also, many lawsuits have been filed by poverty advocates demanding that lenders lend to people in minority communities when they aren’t creditworthy even under your definitions. Again, this is Liberals making the deep pockets share their wealth.

Because they lent money to people who can’t pay it back. Lenders take risks that they won’t be repayed sometimes. That’s why credit card rates are so high: because they’re risky loans. Why should they be stiffed? Because they took a risk and it went sour. Why should they profit from when the risk doesn’t go sour?

“It is also the hallmark of a Liberal to say that those with the deep pockets should pay for everything whether or not they have any responsibility.”

If they don’t want to lose money, they don’t have to give away money to risky creditors. I’d say they’re in the better position (and more efficient, from society’s perspective) to determine who is a credit risk or not. Not the borrower, but the lender.

I think its innefficient to move the responsibility over to borrowers who have little or no access to sophisticated credit scoring and forecasting capabilities.

So in the end, I think the responsibility argument is a wash: there are 2 sides to this transaction, one with obviously more information and capabilities — the lender. But there are efficiency and policy concerns too.

Because your creditworthyness is recorded by credit bureaus. Its not on your credit card apps. Should lenders not be responsible for things different than whats on the apps? Should borrowers not be responsible if the terms of credit change from that which was on the application?

“While there is some responsibility on the lenders, you just want the lenders to be stiffed because your friend is irresponsible. Is your friend you?”

No, I don’t have any credit card debt but lots of educational debt, which bankruptcy won’t allow me to discharge. Interestingly, I’ll bet the credit card companies would alllow me to transfer all my educational debt to them. Which is not quite the result the law wants.

“There is bankruptcy laws for a reason, but not so the irresponsible to escape their responsibilities.”

Why do you ignore the lenders in this? They can do irresponsible things too.