Remember when the financial crisis hit and the Democrats, especially Barney Frank, said they couldn’t be held responsible for the poison mortgages that triggered the whole mess? It was the Republicans’ fault, especially that evil and stupid George W. Bush, but never the Democrats. Never, in spite of passing Community Redevelopment Act in the late 70s that was later used, under Bill Clinton and his Housing Secretary, Andrew Cuomo, to force banks into easy-lending policies to home-buyers who weren’t otherwise qualified. The Democrats had no responsibility, according to Frank and others, even though they then pressed for Fannie Mae and Freddie Mac to guarantee these bad mortgages, buy them up, and sell them as (lousy) bundled securities on the open market and thus poisoning the financial system. The Democrats had no responsibility, even though they blocked three different Republican attempts to reform the two agencies after 2000. Instead, the Democrats, lead by Frank and Senator Chris Dodd (D-Countrywide), defended Fannie and Freddie tooth and claw and even cried racism at any attempt to tighten up lending requirements.