I think this rather says it all [1], don’t you?
"I will keep doing whatever I can without Congress to help responsible young people pay off their loans." —President Obama #ItsOurInterest [2]
— Barack Obama (@BarackObama) June 7, 2014 [3]
Emphasis on “will do whatever I can without Congress” – which he does an awful lot these days [4]. Who needs a stinkin’ Congress anyways?